Practice setup

01 · Money available

Start with what you can safely spend.

These sample values match the demo Home screen. Change anything here—practice changes are never saved.

Workspace nameRequired

Visible only inside your private pilot workspace

Cash balanceRequired

$

Current operating cash

Protected reserveRequired

$

Never available for a purchase

Credit limitRequired

$

Maximum credit you are approved to use

Credit already usedRequired

$

Current balance before another purchase

Annual credit rate (APR)Required

%

Used to estimate the cost of using credit

I do not use creditCredit limit, current draw, and APR will be saved as $0. You can add credit later in Settings.

Spendable cash

$50,000

Cash less reserve

Available credit

$25,200

Limit less current draw

Buying power

$75,200

Before approved purchases

02 · Buying rules

Define what a safe purchase looks like.

These suggested values become your first set of buying rules. Later changes will not rewrite earlier decisions.

Minimum expected deal profitRequired

$

Lowest dollar profit you will accept

Minimum expected marginRequired

%

Deal profit ÷ sales after marketplace fees

Maximum lower-price lossRequired

$

Largest loss you will accept in the lower-price scenario

Target time to cashRequired

days

Longer opportunities will be marked Wait

How Capital OS will use these rules

An opportunity will be Ready to buy when every required rule passes, Wait when timing or price evidence needs review, Skip when a confirmed rule fails, and Needs information when key details are missing.

03 · Selling costs

Include the costs between a sale and your payout.

Suggested defaults are estimates, not verified facts. Open the marketplaces you use and replace them with your own numbers.

Primary selling channel

Set up the channel you use most. The remaining suggested defaults can be changed later.

Primary channel

Review eBay costs

eBay

Suggested estimate—replace it with your own numbers when this channel matters.

Selling feeRequired

%

Outbound / unitRequired

$

Fixed selling costRequired

$

Other selling channels6 suggested defaults

Whatnot

Suggested estimate—replace it with your own numbers when this channel matters.

Selling feeRequired

%

Outbound / unitRequired

$

Fixed selling costRequired

$

TCGplayer

Suggested estimate—replace it with your own numbers when this channel matters.

Selling feeRequired

%

Outbound / unitRequired

$

Fixed selling costRequired

$

Shopify

Suggested estimate—replace it with your own numbers when this channel matters.

Selling feeRequired

%

Outbound / unitRequired

$

Fixed selling costRequired

$

StockX

Suggested estimate—replace it with your own numbers when this channel matters.

Selling feeRequired

%

Outbound / unitRequired

$

Fixed selling costRequired

$

Consignment

Suggested estimate—replace it with your own numbers when this channel matters.

Selling feeRequired

%

Outbound / unitRequired

$

Fixed selling costRequired

$

In person

Suggested estimate—replace it with your own numbers when this channel matters.

Selling feeRequired

%

Outbound / unitRequired

$

Fixed selling costRequired

$

I reviewed the channels I expect to useUnedited channels keep their clearly labeled suggested defaults. You can change them later in Settings.

04 · Inventory owned

Count money already tied up in inventory.

Sample inventory shows how concentration limits work. Real setup begins blank and requires explicit zeroes.

Sealed collectiblesRequired

$

Current total cost

Trading cardsRequired

$

Current total cost

SneakersRequired

$

Current total cost

ElectronicsRequired

$

Current total cost

ToysRequired

$

Current total cost

LiquidationRequired

$

Current total cost

No current inventory in the remaining categoriesExplicitly set only the blank categories above to $0. Existing amounts will not be changed.

Inventory money entered

Used to prevent too much money in one purchase or category

$37,800

05 · Confirm

Review your starting numbers.

Finish the practice setup to see exactly what a pilot user confirms. Nothing is saved.

Starting buying power

$75,200

$50,000 cash · $25,200 credit

Money in current inventory

$37,800

6 reviewed categories

Buying rules

Set 1

12% margin · 45d cash target

Selling-cost estimates

7

Editable after setup

What will be saved

Cash, protected reserve, credit limit, and current draw
Current inventory total cost by category
Your first set of required buying rules
Selling-cost estimates you reviewed

These are sample practice valuesPractice setup never creates a workspace, financial record, decision, or analytics event.Share privacy-safe pilot usage analyticsOptional. Declining does not affect product access. When enabled, this includes counts, durations, IDs, and state transitions only—never financial values or imported row contents. Change this later in Settings.